I started my day this morning in a really bad place and you've helped me find my smile again. I feel so much more optimistic and positive about the future. Thank you so much!

N Gowring, Jan 2021


Debt Management is an informal agreement between you and the unsecured creditors you owe money to. A Debt Management Programme looks to reduce the amount you pay on a weekly / monthly basis, towards your debt, to enable you to pay your priority debts and living expenses comfortably. Usually, only one payment is made, per week or month, which is then distributed between all the different creditors based on how much is owed to whom. If you are using a company, like GW, to act on your behalf, this is all done for you.